Moniwise Team

Written by the Moniwise Team, led by a mathematics teacher who loves simplifying numbers, money, and investments. While not a financial advisor, we share practical, research-based tips for young earners to build wealth.

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Green Energy Stocks India: Top Investment Opportunities 2025

Stock Market News & Trends, Stock Analysis & Research /

Green Energy Stocks: The Next Big Investment Theme The global shift towards sustainable energy has positioned Green Energy Stocks India as one of the most compelling investment opportunities of this decade. As India accelerates its renewable energy transition with ambitious targets and robust policy support, investors are presented with unprecedented opportunities in this rapidly expanding sector. India’s

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Best Dividend Stocks for Beginners India 2025 Guide

Stock Analysis & Research, Stock Market News & Trends /

Building wealth through dividend investing has become increasingly popular among Indian investors seeking steady passive income. For beginners looking to enter the stock market, dividend stocks offer an excellent starting point by providing regular cash flows while maintaining potential for capital appreciation. This comprehensive guide explores the best dividend stocks for beginners in India, covering everything from fundamentals to advanced strategies

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Fundamental Analysis of Indian Stocks

How to Perform Fundamental Analysis of Indian Stocks in 2025 – Complete Guide for Indians

Stock Analysis & Research /

Fundamental analysis remains the cornerstone of successful long-term investing in Indian stock markets. As we navigate through 2025, with increasing market volatility and evolving economic conditions, understanding how to evaluate a company’s intrinsic value has become more crucial than ever. This comprehensive guide will equip you with the essential skills to perform thorough fundamental analysis

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Personal Loan Low Interest Rate – Complete Guide for Indians 2025

Loans and Credit Cards, Personal Finance and Tax /

Finding a personal loan with low interest rates can save you thousands of rupees over your loan tenure. In September 2025, personal loan rates in India range from 9.00% to 24% per annum, with Bank of Maharashtra leading at the lowest end. Your CIBIL score, income stability, and banking relationships significantly impact the rates you qualify for. This comprehensive guide reveals proven strategies to secure the best rates, compare top lenders, understand eligibility criteria, and negotiate favorable terms. Whether you’re a first-time borrower or looking to refinance, learn how to minimize your borrowing costs and make informed financial decisions aligned with smart money management principles.

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AI Frameworks Transform Financial Decisions 2025

Stock Market News & Trends, Finance /

In 2025, artificial intelligence frameworks are fundamentally transforming how financial institutions make critical business decisions. With the global AI in finance market projected to reach $190.33 billion by 2030, these frameworks are no longer experimental tools but essential infrastructure driving the future of financial services. The Revolutionary Impact of AI Frameworks on Modern Finance What

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